Yes, You Can Use Your FSA or HSA for Stretch Therapy at Knot Me
Use your pre-tax health dollars for practitioner-assisted stretch therapy sessions in Southfield, MI. In most cases it's as simple as using your FSA or HSA card at checkout.
Knot Me accepts FSA (Flexible Spending Account) and HSA (Health Savings Account) payments for our stretch therapy sessions. If you have pre-tax dollars set aside in one of these accounts, you may be able to use them to cover your sessions — making premium practitioner-assisted stretch therapy more accessible without paying out of pocket.
What Is FSA/HSA and Why Does It Matter for Stretch Therapy
FSA — Flexible Spending Account
A pre-tax benefit account offered through many employers. You set aside a portion of your paycheck before taxes to pay for qualified medical and wellness expenses. FSA funds typically have a use-it-or-lose-it deadline at the end of the plan year.
HSA — Health Savings Account
A tax-advantaged account paired with a high-deductible health plan (HDHP). Unlike an FSA, HSA funds roll over year to year and can be invested. You own the account even if you change jobs or health plans.
Why it matters
Both accounts allow you to pay for qualifying health and wellness services with pre-tax dollars — meaning your effective cost may be 20–35% lower than paying with after-tax income, depending on your tax bracket. Practitioner-assisted stretch therapy services may qualify as an eligible expense under many FSA and HSA plans — particularly when related to documented mobility issues, musculoskeletal tension, or pain relief. Eligibility varies by plan.
How to Use Your FSA or HSA at Knot Me
We accept FSA and HSA cards directly at booking through our Acuity scheduling system. In most cases, it's as simple as entering your FSA or HSA card number the same way you would a regular credit or debit card.
What you may need:
- Your FSA or HSA card (Visa or Mastercard network)
- An itemized receipt (we can provide one upon request)
- In some cases, a Letter of Medical Necessity (LMN) from your physician — check with your plan administrator if you're unsure
Steps:
- 1Check with your FSA or HSA plan administrator whether practitioner-assisted stretch therapy is an eligible expense under your plan
- 2Book your session at Knot Me using your FSA or HSA card at checkout
- 3Request an itemized receipt if your plan requires documentation for reimbursement
Note: FSA and HSA eligibility rules are set by your plan administrator and the IRS, not by Knot Me. We cannot guarantee coverage or reimbursement. If you're unsure, contact your plan administrator before booking.
Services That May Be Eligible
All hands-on practitioner-assisted sessions at Knot Me may qualify, depending on your plan:
Stretching & Acupressure
50 min
Stretching, Acupressure & Reflexology
80 min
Hands & Feet Reflexology
50 min
Jump Start
50 min
The Express Relief chair session ($45) may or may not qualify depending on your plan since it is not a hands-on service. Check with your administrator.
"This is a miracle service. I have double knee replacements and the pain used to radiate throughout my legs, hips, and lower back. The pain releases every time I come in."
— Client, mid-50s · Double knee replacement
Ready to put your FSA or HSA to work?
Book a session using your FSA or HSA card — or start with a $65 Jump Start to see what we can do before committing to a full session.
Common Questions
Does my FSA or HSA automatically cover stretch therapy?
Coverage depends on your specific plan. Many FSA and HSA plans cover services that address musculoskeletal pain, mobility, and documented medical conditions. We recommend contacting your plan administrator to confirm eligibility before your first session.
What if my FSA card is declined at checkout?
Some FSA cards have merchant category code restrictions. If your card is declined, you can pay by regular credit or debit card and submit for reimbursement directly through your FSA or HSA portal using an itemized receipt, which we can provide.
Do I need a doctor's note to use my FSA or HSA at Knot Me?
Some plans require a Letter of Medical Necessity (LMN) for certain services. Others do not. This depends entirely on your plan. If your plan administrator asks for an LMN, your physician can provide one — typically a brief letter stating that the service is recommended for a specific musculoskeletal or mobility-related condition.
FSA and HSA eligibility is determined by your plan administrator and applicable IRS guidelines. Knot Me accepts FSA/HSA cards as a payment method but cannot guarantee coverage or reimbursement for any specific plan. Consult your plan administrator for eligibility confirmation.
Questions about payment? Call (248) 325-9480 or email relief@knotmestretchology.com
Located inside Franklin Athletic Club · 29350 Northwestern Hwy, Southfield, MI 48034